This article :Pet Insurance: Because They’re Worth It” was previously published January 25, 2013, and was updated on May 2,2022
Dear fellow canines and friendly felines,
I’m writing to you today to let you know that if many of you are like me – your human loves you but doesn’t always know how to spend their money on us the right way. We’ve sent the message before— we’ve shredded distasteful plush toys, urinated on gaudy furniture and place mats that we don’t like, and we’ve turned our noses at their bland interpretations of “cuisine.” But we all know they don’t speak our language, and when it comes to our health, sometimes they don’t know how to separate our “I’m in pain” whimper from the “Throw the ball!” whimper. Our signals go unheard often with serious repercussions.
Well, I’ve recently discovered the one commodity that we won’t chew up, and will save us and our humans a lot of confusion and money—pet insurance and financial assistance programs.
There are groups of smart humans out there that know we tend to swallow things that we shouldn’t eat, get into scuffs with the riffraff, and just need to run until something breaks. Accidents they call them. Far too often, one silly mistake ends up being our last. Pet insurance companies prepare our humans for the emergencies that we just can’t help ourselves to. The majority of plans involve only a small monthly fee, a little paperwork, and requires us to be healthy for a year with no preexisting conditions, just like human insurance! They should probably get it while we are young, so that when things get crazy (and they will) we don’t also hurt our humans’ wallet.
Pet insurance resources
You can visit www.petinsurancereview.com to get all the details regarding dog insurance, cat insurance, get quotes, make a claim, find vets and find links to the majority of US Pet Insurers like VPI, Petplan USA, Healthy Paws, and ASPCA, among others. According to the website, “you have to pay your veterinary bill and then submit your claim to your insurance company for reimbursement. (This is because pet insurance is considered a form of property insurance.)”
Here are some another great resources to help you with your pet insurance needs; https://365petinsurance.com and https://www.consumeraffairs.com/pets/pet-insurance/
Also, there are other financial assistance programs regarding emergency pet help financed privately or through grants: Angels 4 Animals, Brown Dog Foundation, Cats in Crisis, Care Credit Card, HandicappedPets.com and The Mosby Foundation, just to name a few.
So go easy on your human, and paw up a Google search for pet insurance next time you’re licking cereal off their face in the morning. You’ll be happier and healthier, and your human will save money for more treats and plush toys (eventually they’ll find the right one). Bark loud, it’s your health!
This post comes from Angie Picardo at NerdWallet, a site dedicated to helping pet lovers save money at www.nerdwallet.com
Did you find this article about pet insurance useful? Our readers loved these next articles too: